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Compare your income and expenses

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Write down your total monthly income:	_________________________________

Write down your total monthly expenses:	_________________________________

Subtract your expenses from your income and put the amount here:

__________

If you are making or receiving more money than you are spending, that's great! Is there enough extra that you can start a savings account? If so, you'll be on your way to achieving your goals.

If you are spending more than you make, that's a useful thing to know. What steps can you take to reverse the situation? Let's take a closer look.