Setting goals

As you contemplate the future, think about the specific things you'd like to own, create, and experience. What do you see yourself doing in the years to come? Would you like to get a college degree? Do you want to buy a car? Are you preparing for a specific career? Do you hope to live in your own apartment or buy your own home one day? Many goals such as these require money. The amount of money you need affects how long it may take to achieve them. Goals may be short-, medium-, or long-term.

Set short-term goals for things you can buy in three months or less. Examples include buying concert tickets, computer software, DVDs, or a new winter jacket.

Medium-term goals are typically those things that take between three months and a year to achieve, such as paying for a vacation trip, furniture, or tuition for an art class.

Long-term goals usually take at least one year to achieve, and may take several years. These goals include saving for college or vocational school or buying a car.

What goals do you have that will require money? Putting those goals in writing is the first step in accomplishing them. List your own goals in the spaces provided.

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