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Compare your income and expenses

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Write down your total monthly income: _________________________________

Write down your total monthly expenses:_________________________________

Subtract your expenses from your income and put the amount here:__________

If you are making or receiving more money than you are spending, that's great! Is there enough extra that you can start a savings account? If so, you'll be on your way to achieving your goals.

If you are spending more than you make, you are in financial jeopardy. What steps can you take to change the situation?